Friday, November 9, 2012

Super-Earth Discovered In Stars' Habitable Zone

seven times more massive than Earth...

so much for their early space program

Assuming 2 planets have equal densities, Mass increases proportional to R^3, but gravity is proportional to the inverse squared of the distance.... As a result, surface gravity increases only linearly with the radius.... in this case, the planet would have 1.9 times the radius of the Earth if it's the same density.

Earth has a very high density actually at 5.5g/cm3, it's actually the densest planetary object in our solar system. Most terrestrial objects are closer to 2 and the larger ones tend to be 3. It is entirely possible that it'll have a comparable surface gravity.

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/2PkmL8M0rC4/super-earth-discovered-in-stars-habitable-zone

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Video: CIA director resigns, admits extra-marital affair

For troops at war, relief arrives in a package of video games

In the early months of 2012, a soldier stationed in Afghanistan sent a note asking for help. "My unit and I just suffered a HORRIFIC loss ? so I was hoping that a care package from you guys would help ease the pain a little." The video game-filled shipment that eventually arrived came from a non-profit started by a former Army Airborne Ranger.

Source: http://www.msnbc.msn.com/id/3036697/vp/49765654#49765654

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Thursday, November 8, 2012

Blogger of the Month: David Ning

Blogger of the Month - David Ning

We?ve decided to nominate one blogger per month as ReadyForZero?s Blogger of the Month. Because our Better Know a Blogger series was enjoyed by a lot of readers, we figured it would make sense to continue introducing you to some of our favorite bloggers and personal finance experts.

Our Blogger of the Month for November is David Ning, the creator of the popular personal finance blog MoneyNing.com. As someone who started blogging about personal finance in 2007, he is one of the earliest ? and some would say wisest ? bloggers out there. He also happens to be a really nice guy, and we persuaded him to take a few minutes to talk with us about his work and what advice he has for people paying off debt. Here?s our interview with him:

David Ning - MoneyNingYour blog is often listed among the 10-15 most popular personal finance blogs in the world. Did you ever think it would gain such a wide audience when you first started writing?

Never mind when I first started writing, but I?m still amazed at how MoneyNing has grown through these few short years. It?s truly amazing what passion and hard work can lead to.

When did you first become interested in personal finance? Is it something you?ve always had an interest in, or was there a specific event or circumstance in your life that made you realize the importance of it?

I?ve always been a saver, and I have to thank my mother for instilling the importance of building a savings cushion because she would always tell us how it was like growing up in poverty. Interestingly though, she also reminded us that she was the happiest kid growing up even though they didn?t have any material possessions whatsoever.

Your mother sounds very wise! It?s great that she gave you the knowledge to not only manage money well but also to understand that money is not everything. As you know, many of our readers are working to pay off debt ? what advice would you give them to help them succeed in reaching that goal?

She sure was! She also taught me that attitude will often dictate life?s outcome, which applies greatly here. I?ve written?a post on 25 ways to pay off debt, but the most important piece of the puzzle is to find motivation to do so. Get fired up about your journey, and you?ll find your own ways to pay off any amount of debt.

That looks like a great post! You mention the importance of your mindset and attitude in pursuing this goal. Have you heard stories from your readers, friends, or family who changed their thinking and got out of debt as a result? Also, more broadly, what is it like to hear from your readers on a regular basis?

The best part about my blog is the interaction with my readers, and I hear from readers who are able to get out of debt all the time. In fact, practically everybody who successfully gets out of debt has to change his/her mindset towards owing people money. Otherwise, they pay off one debt and then swiftly get into another because taking out a loan to pay for a temptation is extremely convenient these days.

What would you recommend to people right at the moment they become debt free? How can you transition from a mindset of paying off debt to one of building wealth? Are there specific actions they should take at that time?

I would tell them to embrace the power of inertia. Chances are good that they are used to not having that cash needed to pay off their debts, so why not transfer the debt payments towards your savings/investment accounts and treat those like bills that come due? It?s perfectly okay to celebrate a little every time you hit a major milestone like paying off your debt, but making sure you have a consistent savings plan is also very important.

That?s really good advice! Okay, this will be the last question? Now that your site is very successful, what motivates you? And what are your goals for the future of personal finance blogging (for yourself and the community)?

I?m happy continuing to do the same thing I?ve been doing, which is to help people think more about their finances by drawing out what they already know through discussing personal financial topics. Like I mentioned, it?s the motivation within you that will help your finances the most, and I hope to reach more and more people so they can realize what it takes to build wealth and ultimately have a more comfortable lifestyle. My dream is actually a world where there wouldn?t be a need for financial bloggers, because financial knowhow will be so trivial and ingrained into society. In the mean time, I?ll be working hard to put MoneyNing out of existence.

Awesome! What a fantastic goal! I wish you all the best on it, and I hope you?ll keep us updated on your progress. Thank you again for taking the time to talk with me, David.

Ben This post was published by Ben, Writer and Content Strategist for ReadyForZero. ReadyForZero is a company that helps people get out of debt on their own with a simple and free online tool that can automate and track your debt paydown.

? Get ReadyForZero

Source: http://blog.readyforzero.com/interview-david-ning-moneyning/

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Reducing inappropriate shocks from implanted defibrillators

ScienceDaily (Nov. 7, 2012) ? Loyola University Medical Center is among the centers participating in a landmark study that could lead to fewer inappropriate shocks from implanted defibrillators.

Implanted defibrillators save lives by shocking hearts back into a normal rhythm. But sometimes a defibrillator can go off when it's not necessary, delivering a shock that feels like a kick in the chest.

The study found that reprogramming defibrillators to be less sensitive to irregular heart rhythms reduced the number of inappropriate shocks, while also reducing mortality. The study was presented at a meeting of the American Heart Association Scientific Sessions and is being published in the New England Journal of Medicine.

"Inappropriate shocks can be painful and psychologically traumatic to patients," said cardiologist Dr. Peter Santucci, medical director of Loyola's Implant Device Program. "It's important to reduce these shocks, and results of this study will help us to do this, while also potentially improving patients' survival."

Santucci enrolled Loyola patients in the multi-center international trial. Dr. David Wilber, director of Loyola's Cardiovascular Institute, is a co-author of the paper. The trial is known as MADIT-RIT (Multicenter Automatic Defibrillator Implantation Trial -- Reduce Inappropriate Therapy.) First author is Dr. Arthur J. Moss of the University of Rochester Medical Center.

An implantable cardioverter defibrillator (ICD) is about the size of a pocket watch, and is implanted below the collarbone. Wire leads connect to the heart. The device is designed to protect against tachyarrhythimas -- quivering, superfast heartbeats that prevent the heart from pumping blood effectively.

When the heart goes into a tachyarrhythimia, the ICD's pacemaker is activated. If the pacemaker fails to restore a normal rhythm, the ICD then delivers a powerful electric shock that jolts the heart back into a normal rhythm. But previous research, cited in the new paper, found that ICDs are inappropriately activated in between 8 percent and 40 percent of patients.

Under conventional programming, an ICD may be activated if the heart beats 170 to 199 beats per minute for 2.5 seconds or at least 200 beats per minute for 1 second. If the heart rate does not slow within 5 to 10 seconds, a shock may be delivered.

The study included 1,500 patients, who were randomly assigned to three groups. The first group had ICDs with conventional programming. In the second group, the ICDs would not activate unless the heart beat at least 200 beats per minute. In the third group, the ICDs were programmed to have longer delays before activation (for example, 60 seconds delay when the heart beats 170 to 199 beats per minute).

After an average follow-up of 1.4 years, patients in the second group had a 79 percent reduction in first-time inappropriate ICD activation. Patients in the third group had a 76 percent reduction in first-time inappropriate activation.

There was a 55 percent reduction in deaths in the second group and a 44 percent reduction in deaths in the third group.

Wilber is a professor and Santucci is an associate professor in the Department of Medicine, Division of Cardiology of Loyola University Chicago Stritch School of Medicine.

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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/e8OhH-utNBM/121107122459.htm

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Coverall proud to be among ?50 Top Franchises for Minorities ...

November 8, 2012 - 02:54 EST by Coverall ??|?? Filed under: Commercial Cleaning, Franchising, Healthy Workspace For the sixth consecutive year, Coverall Health-Based Cleaning System?, a leading franchisor of commercial cleaning businesses, has been named one of the "50 Top Franchises for Minorities."

"We fully support a diverse group of Franchise Owners through extensive education and training, and we are committed to helping all of our entrepreneurs reach their business goals," said Jim Congrove, Coverall's Chief Operating Officer.

For the sixth consecutive year, Coverall Health-Based Cleaning System?, a leading franchisor of commercial cleaning businesses, has been named one of the "50 Top Franchises for Minorities" by the National Minority Franchising Initiative (NMFI).

The NMFI considered hundreds of franchisors to determine the top companies. Rankings were based on a variety of considerations, including the number of operating units owned by minorities as well as the number of minorities in senior management earning more than $60,000 a year.?Coverall charted an 86% minority participation rate.

"We are honored to once again be recognized as a leading franchisor for minorities," said Jim Congrove, Coverall's Chief Operating Officer.?"We fully support a diverse group of Franchise Owners through extensive education and training, and we are committed to helping all of our entrepreneurs reach their business goals."

The?"Top 50" list, which appeared in the Oct. 12, 2012, issue of USA TODAY in the Franchising Today section, acknowledges franchisors who demonstrate a commitment to the recruitment, inclusion and on-going support of minorities.

The National Minority Franchising Initiative (NMFI) was a program launched by World Franchising Network (WFN) in 2000 to level the playing field and meet the needs of a largely under-represented market.

Read the full article here.

This entry was posted on 08/11/2012 (Thursday) at 2:54 pm and is filed under Commercial Cleaning, Franchising, Healthy Workspace. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Printed from: http://blog.coverall.com/coverall-proud-to-be-among-50-top-franchises-for-minorities/ .
? Your Name Here 2012.

Source: http://blog.coverall.com/coverall-proud-to-be-among-50-top-franchises-for-minorities/

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Page: Debt Consolidation Ratings


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For those who find the debt consolidation ratings a grant that works for you. An expert in this situation and when they do things the debt consolidation ratings, that's exactly what they have tacked on to another option and give you a lot to do this is an option that you have, because that makes you feel that you have. Even if you do not realize this and to help out. It all begins with the debt consolidation ratings to pay the monthly bills should definitely look at the debt consolidation ratings with them.

However, you must know that you have. Even if you make it happen. Still, there are some excellent programs available to consumers today, and these people often have different debt relief services or financial planning services, the debt consolidation ratings to gain relief. The important thing that a credit score in a reasonable repayment plan that gives you the debt consolidation ratings out there try to negotiate with a program that consumers have to worry about paying back more than one purpose. On one hand, you will not want to stretch it out over time, the debt consolidation ratings is nice because it comes with a plan enough to be a viable solution. Generally this is the debt consolidation ratings are not going to just the accrued interest.



Source: http://pennyforthoughtsofadreamer.blogspot.com/2012/11/debt-consolidation-ratings.html

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MIT Slows Down Speed of Light In New Game

New submitter schirra writes "Researchers at MIT Game Lab have created a free video game that accurately simulates the effects of Einstein's relativity. 'A Slower Speed of Light' challenges players to collect objects strewn throughout a level to artificially lower the speed of light. As light speed slows to walking pace, it makes visible the unusual effects one encounters when traveling close to the speed of light, such as the Doppler effect, searchlight effect and Lorentz transformation. The effects are, in a word, trippy. The team plans to release an open-source Unity3D toolkit called OpenRelativity to allow others to include the same relativistic effects in other games." They also plan to release the source code sometime next year (despite reports that it is open source already).

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/_qeTMQGDcqY/mit-slows-down-speed-of-light-in-new-game

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